This website (the "website") is provided by Bridgestone Americas Inc. and contains general information to help you decide how much to contribute to your retirement savings plan (or plans). By using this website, you consent to electronic receipt, and have read and agree to be bound by the terms of use herein.

Your benefits are subject to the terms and conditions of your employer's official plan documents in effect. In the event there is a conflict between the information you read on this website and the official plan documents, including any estimated calculations, the applicable plan documents will control. Your employer reserves the right to amend, modify, suspend or terminate one or more of its plans or programs at any time as provided in the plan documents, including compliance with applicable laws or regulations.

The website contains general information to help you decide how much to contribute to your retirement savings plan(s) in the form of a Contribution Maximizer Tool (the "Tool"). The Tool's calculations are based on information entered by you, the user, as well as various assumptions, such as contribution limits. Review the Assumptions & Additional Information page for a description of important assumptions reflected in the Tool's calculation methodology. The Assumptions & Additional Information page also explains the limitations of the Tool. If any assumption is not appropriate for your circumstances and/or if any of these limitations apply to you, the output of the Tool may not be accurate, and you should consult your employer's official plan documents and your tax advisor.

The information and resources provided throughout the website, including the text, graphics, images, and other materials, are provided as general information, which may be based on various assumptions relating to your age, eligibility, elections, or compensation, and neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, tax, legal, retirement planning, insurance, financial, or similar advice.

The website relies on certain assumptions and additional information as outlined on subsequent pages. Those assumptions and additional information will impact the calculations and results. You are solely responsible for the accuracy of any data you enter into the website, and the calculations are based on the information you provide.

The website's estimates and results are not a guarantee of what your benefits or account balance will actually be at any time, or what your maximum contribution amount is under applicable laws and regulations. They neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, investment, tax, legal, retirement planning, insurance, financial, health, or similar advice. The website should not be used or relied upon by you as a substitute for your independent research or for professional advice regarding your own personal situation.

This website is intended only for your personal non-commercial use, and you may not modify, copy, display, distribute, reverse engineer, or otherwise extract any source code, algorithms, methods or techniques embodied in the website. The website is provided on an "as is," "as available," and "with all faults" basis, without warranty of any kind, express or implied, including, without limitation, warranties of merchantability, fitness for a particular use or purpose, title, or non-infringement. In no event shall FWS LLC or any of its licensors or affiliates be liable for any consequential, special, or indirect damages that result from use of or loss of use of the website. The rights, exclusions, warranty disclaimers and limitations of liability under these terms operate to the benefit of Bridgestone Americas Inc.'s subcontractors, licensors, affiliates, and vendors to the same extent that such provisions operate to the benefit of Bridgestone Americas Inc. Bridgestone Americas Inc. reserves the right to make changes or corrections to the terms of use or this website at any time, which shall become effective immediately.

In order to recommend a contribution amount from each paycheck, the Contribution Maximizer uses the amount of remaining pay periods you have this year. The number of pay periods is based on the paycheck frequency you select.

Keep in mind that this calculation is an estimate based on the information you provide. Timing of contribution changes or eligible pay changes will affect the estimates provided (for example, payroll changes generally take effect in 1 to 2 pay periods following your request to change).

The Contribution Maximizer applies the Bridgestone match formula to Pre-tax contributions and/or Roth contributions only.

The Contribution Maximizer assumes you are currently eligible and remain eligible to make contributions and receive employer contributions from Bridgestone for the rest of the year. Review your Summary Plan Description to see if you meet the eligibility criteria for making contributions.

The Contribution Maximizer makes recommendations taking into account most IRS contribution limits. The Contribution Maximizer does not take into account the 15-year lifetime catch-up contribution for 403(b) plans described in Internal Revenue Code Section 402(g)(7). Bridgestone limits the amount of pay you are allowed to contribute to 50% of pay on a Pre-tax and/or Roth basis, and 50% of pay in additional “catch-up” contributions for those who are age 50 or over; however, if you become a highly compensated employee as defined by the IRS, you will be limited to 0% Pre-tax and/or Roth. Review your Summary Plan Description for more information.

If you and Bridgestone are expected to contribute the maximum possible amount this year (based on the Total Annual IRS Contributions Limit), the Contribution Maximizer will prioritize contributions to the plan according to the following order (subject to the Contribution Maximizer's limitations described above): 1) Pre-tax contributions; 2) Roth contributions; 3) matching contributions, and 4) employer non-elective contributions (if applicable)

The Contribution Maximizer assumes your new contribution elections take effect immediately and remain in effect for the remainder of the year or until your pay for the year exceeds the Annual IRS Compensation Limit.

The Contribution Maximizer does not reflect any auto-increase programs or plan designs that automatically increase retirement plan participants' salary deferral contribution rates on a periodic basis.